Do-It-Yourself Financial Model
Need money to start your business?
We help you build a financial model you can share with lenders, banks, and investors.
Check Bank Compatibility
Search 12,000+ banks and local credit unions in real-time.
What will you spend and earn each month?
Add up your bills and expected sales to map out your financial metrics. Metrics are at the core to manage succsfully business growth and cash flow.
Expenses Management
Expenses
Payroll
Office
Marketing
Bank Sync
Manual
SelectImport or manually enter business expenses by category.
Plan Revenue
Create dynamic revenue forecasts and see revenue update instantly.
The Ask
How much cash do we actually need?
Based on your planning, calculate exact funding raised in this round. It will help you determine the right investment size and terms.
How will you pay the money back?
Clear debt overview and repayment strategy will help you communicate clearly with lenders and grow sustainably.
DSCR Coverage
HealthyVerifies net income covers debt payments comfortably.
Target1.35x
$13.5k profit / $10k loan
Cash Runway
SafeTime left to operate before requiring new cash.
Target4.2 Mo
$84k bank balance / $20k burn
Debt-to-Equity
ModerateCompares lender capital against founder equity.
Target1.20x
$150k debt / $125k equity
Interest Coverage
Low RiskHow easily monthly earnings pay off interest fees.
Target4.50x
$18k earnings / $4k interest
Sharing & Exporting
Communication with Lenders & Investors
Download or share a link with reports ready to send to local banks, grant boards, or investors. The feedback you receive will help you improve your plan and make adjustments.
Share Report
